I know 5 other people that would gladly join this lawsuit against those CROOKS. The owner of select profolio is someone from India. Pay extra for the privilege of deciding how much to pay them or let them empty my bank account every month since its free. Did SPS mail a letter and SPS DID NOT CLEARLY LISTED which document were needed to complete your application for a Loan Modification? (ii) Arranging commercial real estate equity financing. Now they said that all the paper work was submitted on time but they are not gonna do anything about it .. so i apply for default basically . NOT. My bank shows the check for this month is pending, so what did SPS do with my check from last month. I call SPS and they tell me they will send me the paperwork and never do. They wont stop running up more fees and this has been going on for 3 years!!!! Dated between 2019-12-06 and 2012-02-28. International Banking CFPB Complaints SELECT PORTFOLIO SERVICING, INC Complaints by Product Latest Complaints 2019-12-04 Countyline, NC Trouble during payment process Mortgage: Conventional home mortgage Salt Lake City, Utah. I hate this company and will fight them till the end. Again CROOKS! I have had a letter from 4 different law firms companies that has taken over this account and trying to foreclose on my home August 77th 2018. They are a Threat to the General Public. Free and open company data on Puerto Rico company SELECT PORTFOLIO SERVICING, INC (company number 10188-112), c/o RVM Professional Services, LLC A4 Reparto Mendoza Humacao, PR 00791 For three years I have been trying to request a modification with them, each time they tell you to send in paperwork. The Investment company receives $1.00 to $1.5 for each $1.00 forgiven as a CREDIT towards the $5.8 Billion Dollars Settlement. It has been 6 months, as SPS keeps denying paperwork, requesting resubmissions of paperwork, stating that they did not receive paperwork or the resubmitted paperwork. If your going to help them, dont bother me! I Dad had insurance on the home with his payment and it was cashed in. Are there other home owners withe the same issues..please contact me so we can fight back, We are going through the same thing with our home. then they send me a new letter saying different paper work is missing this been going on for seven years. Petition for certiorari denied on June 29, 2020 Issue: Whether 11 U.S.C. Thats being WAY to PC but I dont wanna offend anyone. Select Portfolio Servicing, Inc. We showed proof of our loan and we were lucky our bank helped us through a refinance. According to the complaint, Select Portfolio Servicing has a portfolio of over 33,000 "special servicing" loans totaling around $4.8 billion. Hello there my name is Raymond and I did get a loan modification from SP servicing,I ask for a interest rate reduction they did not give me that, they gave me a 40 years term I had a 30 year term now its 40 years,they only lower my payment no more than $60 a month, they did this in about 30 days. They have actually done drive bys to make sure someone lives there. As of today (9/15/2018) the Deed of the house is still in my name. Who, between December 30, 2018 and the pendency of this class action, Received correspondence from Select Portfolio Servicing that is the same or substantially similar to the mortgage statement at issue in this case, For the purposes of collecting on a consumer debt. So they passed the HOT POTATOE .to Select Portfolio Services. I have been required to carry insurance for sps and I have been wrongfully forclosed upon with all the typical bs.from sps. My house burned on November 19, 2022 completely and my insurance agent , myself and my sister contacted that company to give the payoff information for my house . after 2 previous probationary warning shots upon the third were stripped of their right to forclose.. . Struggling with this payment. Plaintiff claimed that several mortgage statements sent by Portfolio misstated a number of items, including the principal due, and that by sending these incorrect statements, Portfolio violated the . September of 2014 my dad had already paid over 94,000.00 dollars way over what he was to pay back. I have evidence that SPS had deceived hundreds of thousands of homeowners across the United States, and in the process, it may had also defrauded the U.S. Treasury Department by Misreporting and misusing, wasting TARP Funds. This website is not intended for viewing or usage by European Union citizens. select_portfolio_svcg_fdcpa_complaint.pdf, Attempt to Collect Debt Discharged in Bankruptcy. Were they clear about the terms and conditions? The court granted her a discharge in July. After you send a pile of paperwork, they start sending you a pile of generic letters stating the same thing. PLEASE HELP! Did you receive a Loan Modification Agreement for you to sign, that you did not apply for, which stays that you are modifying the LIEN, when you have no idea what that was? The house was left to me in the will and I was his executor. IL. Fines. Did the terms of the Loan Modification you received was affordable and sustainable? Our mortgage is underwater, which means we owe more than the house is worth. Unbelievable. November 22, 2019: Filing 3 CERTIFICATE OF INTERESTED PERSONS/DISCLOSURE STATEMENT by Select Portfolio Servicing, Inc.. (Hord, Michael) November 22, 2019: Filing 2 NEW CASE NOTES: A filing fee has been paid. Mackroy claims he and his wife never requested the 20-year option and they never missed a payment. If anyone can help, please contact me at lynn_sousa@yahoo.com. If someone can give us some advice, I would greatly appreciate it. In August/September 2016 I called SPS before even being billed and was assured by Melinda(?) Attorneys will then review your submission to determine if you have a case. My daughter passed away and left everything to me in her will. For this reason I didnt open the bills having been assured that I was not being charged PMI wrong I went to pay off the balance only to realized they lied I called multiple times,,, and after months they stopped charging me, but refuse to refund the money they already charged, despite that being the only reason for my call. He also says that he questioned SPS about his transaction history. Anyone interested in joining us on the lawsuit contact me at j_perezm@live.com. Im behind on my mortgage because they keep raising it. Select Portfolio Servicing has an average consumer rating of 2 stars from 44 reviews. Seek help!! How do you sue or bring charges to the forger . W.T.F. This company does not follow any federal consumer laws. Sign me up for any Class Action possible. The Judge overseeing this case is Micaela Alvarez. According to the Mortgage Bankers Associati. Debt collection company Select Portfolio Servicing is accused of sending debt collection letters that violate federal law, according to a class action lawsuit. i am broken hearted at thought of losing my home with my disabled child. The Automatic Stay Class is similar, but it is for persons Select tried to collect from while they were actively in bankruptcy proceedings. Select portfolio servicing has from day one used deceptive tactics , fake assignments and denial to access our account to be forced into foreclosure. Someone PLEASE CONTACT ME. Gavin June 18, 2021 June 20, 2021. Our payments went up 800 a month by the time we lost the house. All the issues you brought up are valid issues and an attorney can tell you how to protect your home. They tell you they can help with the programs they have. These actions are in violation of RESPA, TILA, however, sometimes, they may also trigger other consumer laws, like [UDAAP, the ECOA REG.B and the FDCPA], among other consumer protection Laws Governed by Mortgage Servicing Rules. Founded in 1989, SPS is not accredited by the Better Business Bureau and has received hundreds of complaints for billing/collection problems and potential FDCPA violations. When I called all I I have been experiencing difficulties as well. Their lawyers are committed to providing the best legal . Please add me to the class action I have been a victim of their predatory lending and I have also had issues getting a loan modification due to their ineptness, constant lying, continuous over burdensome confusing repeated letter. Submitted paperwork many times with this form is missing etc now the home has been sold and the first mortgage sent me a 1099 but charged off . Fake documents filed at the registry of deeds and they have NO accounting of any previous payments and try to foreclosure on homes they did not have rights to! I inquired how This company is a disgrace tio have a legal right to do business in the USA. I never expected that in America, a thief would get the key and tap into their shoulders for the financial crime they committed. Thats what they want! PLEASE ADD US, JOSEPH and VENUS WILLIAMS! I wish the attorney handling this case look into my situation as well. It has been nothing but a nightmare, since they took over mt mortgage a few years ago. I made a partial payment on my account and was told it was fine to do that to make the rest in a week. We received a letter from SPS who instructed us to send the mortgage payment to them. They are predators of the elderly and have no true documents to foreclosure. 2019. Am facing foreclosure after numerous attempts to get a modification. I was able to catch up last year. I called back to make the rest and they told me i owed the whole payment that the $500 i paid went to my principal and they do not accept partial payments. This company is a bully, misleading, and screw a lot of customers over by taking their home. Select Portfolio Servicing is the defendant in a lawsuit that claims it refused to send the plaintiff information he requested pertaining to one of two mortgage loans. working with cuban Drug Lords Ref. Were almost there to shut them down and make them pay back all of us!!! Tip #1 So make your payment via a bank wire and if they say they didnt receive it your federally backed bank lawyer will jump in for you and prove you did make that payment on time. I get calls from Select Portfolio at least once daily. They are violating 12 U.S. Code 2605. They said they would modify the agreement but only sent forms and saying they were sent and they were. Hello, I had the remaining ~ $19k balance that was Paid on time with chase transfered to SPS last August. TARP Funds [See. Meanwhile SPS has placed my account in default & threaten me constantly via phone & letters! Count me in the class acton as well. The Riveras state that they defaulted on a mortgage with Bank of America in January of 2009. Instead they dragged it out for years making it almost impossible to still be eligible as they would not accept any mortgage payments during this whole time. How do we sign up????? They never intend to approve my modification. I agree, we have dealt with the company for a couple of years and their goal is to have you lose your home so they can make a profit. 2019); cert. Theyve planned this so they could ultimately foreclose. America mourns for Her people. Dont even get me started about insurance and everyone saying something different and i recorded alot of it!! Select portfolio is scum! Did SPS mailed you a letter or told you over the phone that they had not received the document(s) to complete your application? SPS sends me many letters each week telling me I am in default of the loan even though I pay on the 1st of every month, but not the amount that they say I am to pay. Im so fed up with SPS. Once they saw we were trying to refinance our loan they changed our stays at the Tax Office to say we already had it as an Equity Loan. I can go on and on, but I pray that God sends someone to all the people who they deceive, so we can overcome this nightmare! [Select] shall release its lien against the aforementioned property upon discharge.. Claim forms are usually not made available to consumers until after a court approved settlement is reached. We are trying to do a Modification and they keep saying they are not getting the right paperwork. I was able to make partial payment. Top Class I have been trying to get somewhere with them for over 9 months and getting no where. I need help to gett a loan modification. The complaint says that it also secured the repayment of a second mortgage loan in the amount of $90,000 issued to [Fleming] to fund the purchase of the Property.. 3. All I can say is WOWHELP!!!!!!!!? anyting less then shutting them down and canceling all debts held by them will be a loss. We were told that the extra amount would be taken off, then they told us if the do, we have to pay taxes on almost $85,000. Id. At some time after that, Fleming was unable to make monthly payments and defaulted on the loan.